Consumer Credit Information


Business Credit Reports

 
Experian's Commercial Relations department provides business credit reports. If your business has been denied credit in the past 60 days, you may obtain a complimentary copy of your Experian business report. Otherwise, there will be a processing fee of $30 plus any applicable state taxes. On your company letterhead, please state that you were denied credit or that you would like to purchase your report and include your business's current mailing address and all previous addresses for the past five years. Please note if you are conducting business under a DBA (doing business as).

To obtain your report, please write to:

Experian's Commercial Relations
P.O. Box 6230
Orange, CA 92613

Once they receive your request, you should receive your business credit report, along with additional instructions, within eight to ten business days. The number to call for assistance will display on your report.

 

Consumer Credit Information Index


Visit our Credit Counseling Partner Below


 

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Please fill out the following form to help us address your financial needs.
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How a Credit Counseling program works?

A credit & debt consolidation plan will allow you to manage your finances without a consolidation loan and without declaring bankruptcy! If you are having trouble meeting the minimum monthly payments on your bills, feel you are slipping further behind each month and need debt relief, let us go to work for you!

Consumer Credit Counseling & Debt Consolidation

Consolidation of credit card debts and unsecured loans makes rapid debt reduction possible. All members of  professional and legal staff are trained in debt mediation with credit card companies and unsecured creditors. Why? ...Because a debt financed at 8% or lower is much easier to pay down than is a 22% credit card interest charge! In some cases, the negotiated interest charges on consolidated debts may be brought down to ...zero !

Budget and Credit Counseling Services

We provide professional budget planning and credit counseling. We carefully answer your financial questions and recommend steps to resolve your financial difficulties that may be preventing you from making the most out of your money and credit.

Why waste money on high interest creditors?

Save your financial resources for yourself and your family! Credit Consolidation can take all of your unsecured bills, negotiate with all of your creditors for new interest charges and terms, making it possible for you to make a single monthly payment towards satisfying your obligations – while allowing you to maintain a comfortable household budget.
 

Non Profit Debt Consolidation

Creditors, looking to protect their debtors, will normally only work with non profit debt consolidation organizations. These IRS accredited 501(c)3 organizations are deal better with your creditors., so you know that you are getting the lowest cost debt consolidation option. These organizations will serve your interest, and they are set up to help you, not the creditors.

Many times, these non profit debt consolidation organizations have a pre negotiated rate with the creditors that is available to their clients. These rates will often reduce your monthly payments by 50%, and halve your interest rates. Because of compounded interest, these reduced interest rates can decrease the payment times from over 35 years for credit cards to under 5 years. Your payment time is reduced, even though you are paying less money each month!

These organizations are safer than for profit firms, because they aren't making money by exploiting you. There fees are linked to their costs, which allows them to help people like you without charging expensive fees.

To be contacted by a licensed consolidator, fill out the form above, and you will be contacted by a non profit debt consolidation organization. Take the first step towards financial independence, choose to let our debt consolidation organization help you.